We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!

Great Rates

Check out our loan, credit card, and savings products. We offer some of the best rates in town!

Financial Wellness. It’s good for everyone.

Is financial stress keeping you awake at night? We partner with Greenpath Financial Wellness. Check out how they might help you.

ATMs, Hours, and Locations

Visit our branches and access over 30,000 surcharge-free ATMs around the country. Banking on the go? We have it! Check out online and mobile banking today.

Who We Serve

VA Maryland Health Care System Employees and Their Families

Our history goes back to 1936, when 24 employees of the Veterans Administration Facility (now known as the VA Maryland Health Care System) in Perry Point, Maryland decided to take care of their financial future. They signed a charter to form an employee credit union and opened a branch on the VAMHCS Perry Point campus. The branch is still there today, and there is also a branch in the Baltimore area.

Over 80 years later, we’ve helped thousands of VA Maryland Health Care System employees and their families achieve their financial dreams. 

Employees of Our Affiliated Businesses

We also serve the employees of businesses in the Baltimore area.  Give us a call to find out if your company is already an Affiliated Business, or if they are eligible to join. With permission from your company, we can even come to your workplace to open accounts, take loan applications and conduct financial wellness seminars. Call 410-828-4500 or email memberservice@ccumd.org for more information.

Join Now!

For as little as a $5 deposit in a Share Savings account, you can become a member for life. Once you’re a member, your family members are eligible to join. It’s that easy!

  • Free Checking with over 30,000 surcharge-free ATMs
  • Online and Mobile Banking with Mobile Check Deposit
  • Low Rate Loans and the ability to apply online any time of the day or night.
  • 2% auto loan rate reduction when you refinance your auto loan at Central.
  • Member Discounts that save you money on the necessities of life.
  • Free Financial Counseling to help you get out of debt, increase savings, and take control of your financial future.

Join now to jump-start your financial future.

Membership Application (PDF)