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Central Credit Union of Maryland
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A Credit Card Offer Too Good to Pass Up

Founded by VAMHCS employees to serve employees, Central Credit Union of MD offers a Platinum Mastercard at a Low Introductory Rate of 1.99% APR* for the first 6 months. Plus, NO Annual Fee. NO Balance Transfer Fee! Enjoy a fixed rate well below the national average after the intro period.

Learn More

A Credit Card Offer Too Good to Pass Up

Founded by VAMHCS employees to serve employees, Central Credit Union of MD offers a Platinum Mastercard at a Low Introductory Rate of 1.99% APR* for the first 6 months. Plus, NO Annual Fee. NO Balance Transfer Fee! Enjoy a fixed rate well below the national average after the intro period.

Learn More
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1.99% APR* Intro Rate

Enjoy a low introductory rate for the first 6 billing cycles, and then a fixed 9.40% APR*.

No Balance Transfer Fee

Yes — you read that correctly! Transfer your higher-rate debt without a fee.

No Annual Fee

Plus get ID Theft Protection, Price Protection, Extended Warranty and more for free!

 

Stuck with High-Rate Credit Card Debt?
Drop your rate to 1.99% APR* with no balance transfer fee!
Transfer Balances for Free
employee benefits

Serving VA Employees Since 1936

Central Credit Union of Maryland was founded in 1936 by VAMHCS employees, for employees. We’ve evolved to meet the wide variety of financial needs of our members. From FREE Checking and Share Savings to attractive low rate financing for your home, auto and, personal loan needs.

We are proud to celebrate over 80 years of serving employees like YOU!

Mastercard Credit Card Rates & Terms

Effective as of April 25, 2019
FeaturePlatinum Mastercard®
Intro APR Rate**1.99% APR* for first 6 billing cycles
Regular APR* for purchases, cash advances, and balance transfers9.40% APR* Fixed
Annual FeeNone
Balance Transfer FeeNone
Cash Advance FeeYes
Zero LiabilityNone
Free Extended WarrantyYes
Free Price ProtectionYes
Free Identity Theft ProtectionYes
Disable Lost and Stolen Card via Online or Mobile BankingYes
Report Lost or Stolen Card via Telephone
410-828-4500
Yes
*APR = Annual Percentage Rate. Rates quoted are the lowest available ("as low as"). Actual rate may differ and depends on the applicant's and/or co-applicant's credit history. Rates are subject to change. Approval for credit cards are based on creditworthiness and ability to repay. Applicants who do not qualify for a Platinum MasterCard may be offered a Classic or Secured MasterCard®.
**Introductory APR is for the first 6 billing cycles. After that, your rate will convert to the standard rate for your account.

Worried about Debt?

We care about your financial health. That’s why we provide our members with a free budget and credit review with our partner GreenPath Financial Wellness. As a Central Credit Union member, you can speak with a certified expert who understands that financial hardships can happen to good people. They’ll help you develop a personalized action plan, including ideas to lower your expenses and increase your income.

This is just one of many benefits of Central Credit Union of Maryland membership! Apply for your Mastercard today to become a member.

Just Starting Out with No Credit?

Credit Builder Mastercard®

If you’re just establishing your credit history, a Secured Mastercard can help you do it. 

  • No Annual Fee
  • Credit line based on your saving deposit
  • Easy Approval
  • Build your credit by making on-time payments

Apply for your CCUMD Mastercard today and let us help you establish your credit.

VAMHCS Employees get Exceptional Service

Over the past 80 years we’ve helped thousands of VA Maryland Health Care System employees and their families achieve their financial dreams. 

Now it's your turn. We are not a bank. We're your credit union. Come experience Banking Freedom and discover why we have been the trusted financial institution of the VAMHCS for nearly a century.

Got 3 Minutes? Apply Online
Don't pay more for your credit card.

Apply Now

Have Questions? We're here to help!

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    • (410) 828-4500


      Loch Raven Branch

      8501 LaSalle Rd
      Baltimore, MD 21286

      Perry Point Branch
      Avenue D & Fifth Street
      Perry Point, MD 21902

      Routing #: 252075870
      memberservice@ccumd.org
      NMLS# 641241
      Privacy Policy
    • More About Central Credit Union Of Maryland

      We’re small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!

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