1.99% APR* Intro Rate
Enjoy a low introductory rate for the first 6 billing cycles, and then a fixed 9.40% APR*.
No Balance Transfer Fee
Yes — you read that correctly! Transfer your higher-rate debt without a fee.
No Annual Fee
Plus get ID Theft Protection, Price Protection, Extended Warranty and more for free!
Serving VA Employees Since 1936
Central Credit Union of Maryland was founded in 1936 by VAMHCS employees, for employees. We’ve evolved to meet the wide variety of financial needs of our members. From FREE Checking and Share Savings to attractive low rate financing for your home, auto and, personal loan needs.
We are proud to celebrate over 80 years of serving employees like YOU!
Mastercard Credit Card Rates & TermsEffective as of April 25, 2019
|*APR = Annual Percentage Rate. Rates quoted are the lowest available ("as low as"). Actual rate may differ and depends on the applicant's and/or co-applicant's credit history. Rates are subject to change. Approval for credit cards are based on creditworthiness and ability to repay. Applicants who do not qualify for a Platinum MasterCard may be offered a Classic or Secured MasterCard®.
**Introductory APR is for the first 6 billing cycles. After that, your rate will convert to the standard rate for your account.
|Intro APR Rate**||1.99% APR* for first 6 billing cycles|
|Regular APR* for purchases, cash advances, and balance transfers||9.40% APR* Fixed|
|Balance Transfer Fee||None|
|Cash Advance Fee||Yes|
|Free Extended Warranty||Yes|
|Free Price Protection||Yes|
|Free Identity Theft Protection||Yes|
|Disable Lost and Stolen Card via Online or Mobile Banking||Yes|
|Report Lost or Stolen Card via Telephone |
Worried about Debt?
We care about your financial health. That’s why we provide our members with a free budget and credit review with our partner GreenPath Financial Wellness. As a Central Credit Union member, you can speak with a certified expert who understands that financial hardships can happen to good people. They’ll help you develop a personalized action plan, including ideas to lower your expenses and increase your income.
This is just one of many benefits of Central Credit Union of Maryland membership! Apply for your Mastercard today to become a member.
Just Starting Out with No Credit?
Credit Builder Mastercard®
If you’re just establishing your credit history, a Secured Mastercard can help you do it.
- No Annual Fee
- Credit line based on your saving deposit
- Easy Approval
- Build your credit by making on-time payments
Apply for your CCUMD Mastercard today and let us help you establish your credit.
VAMHCS Employees get Exceptional Service
Over the past 80 years we’ve helped thousands of VA Maryland Health Care System employees and their families achieve their financial dreams.
Now it's your turn. We are not a bank. We're your credit union. Come experience Banking Freedom and discover why we have been the trusted financial institution of the VAMHCS for nearly a century.