24 - 84 Month Terms
We offer a variety of terms to match your monthly payment to your budget.
Rates as low as 2.49% APR*
Well below the national average of 4.34% for a 60-month new car loan.†
†Source: interest.com/loans/auto/rates/ as of 6/10/20
Plus we offer affordable GAP Insurance and Auto Insurance with our partner, TruStage.
Serving VA Employees Since 1936
Central Credit Union of Maryland was founded in 1936 by VAMHCS employees, for employees. We’ve evolved to meet the wide variety of financial needs of our members. From FREE Checking and Share Savings to attractive low rate financing for your home, auto and, personal loan needs.
We are proud to celebrate over 80 years of serving employees like YOU!
Car Loan RatesEffective as of April 25, 2019
|Loan Type||Term||APR* as low as||Mo. Payment
(per $1000 borrowed)
|*APR = Annual Percentage Rate. Rates listed are the lowest available rates. Actual rates based on creditworthiness and other factors. Rates are subject to change. Maximum allowable repayment term will be based on amount borrowed. Finance up to 120% NADA value. Example payment: $12.99 per month per $1,000 borrowed at 2.49% APR. **Auto loan refinancing is only offered on loans currently held with another lender. Some restrictions may apply. Ask for details. Cars and trucks that have a clear title may also be considered for refinance.|
|New or Used Car / Truck||12-84 Months||2.49%||$12.99|
|Refinanced Auto Loan**||12-84 Months||2.49%||$12.99|
Save $100's on Insurance with Your Loan
Central Credit Union Membership Means Big Savings on Insurance†
GAP Insurance: If your vehicle is ever stolen or is declared a total loss from an accident, you could find yourself owing more on your loan than your vehicle is worth. GAP Insurance closes the gap. Having Gap Insurance is especially important if you financed most of the purchase price of your car when you bought it. And getting it from Central Credit Union will save you lots of cash.
Auto Insurance: Members save $586 on average on car insurance††
Credit Life & Credit Disability Insurance: Your payments are covered in the event of a job loss, disability, etc.
†Insurance products are issued by 3rd party partners of Central Credit Union. Insurance products not issued, insured, or guaranteed by NCUA, any agency of the federal government, or Central Credit Union. Exact terms, conditions, and benefits of insurance products are provided by each company issuing the product. Discuss the information with the 3rd party issuer before purchasing.
††Savings validated by 2019 countrywide survey of participating new customers who switched to Liberty Mutual. Savings may vary. Comparison does not apply in MA. Coverage provided and underwritten by Liberty Mutual Insurance or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. © 2020 Liberty Mutual Insurance.
VAMHCS Employees get Exceptional Service
Over the past 80 years we’ve helped thousands of VA Maryland Health Care System employees and their families achieve their financial dreams.
Now it's your turn. We are not a bank. We're your credit union. Come experience Banking Freedom and discover why we have been the trusted financial institution of the VAMHCS for nearly a century.