ATM, Checking, Debit Card and Credit Card Fees

Effective Date: 5/1/2017
DescriptionFee
All fees are subject to change at any time without notice. By signing the Membership Application, you have agreed to the current fees and any changes made in the future.
Withdrawals at CO-OP Network ATMsFree and
Unlimited
Withdrawals at the CCUMD 24-Hour ATM located at 8501 LaSalle Road, Baltimore, MD 21286Free and
Unlimited
Signature based debit card purchasesFree
Withdrawals at non CO-OP Network or non CCUMD ATMs$ 3.00
Balance inquiries and transfers at non CO-OP Network and non CCUMD ATMs$ 1.00
Replacement Card -OR- PIN$ 7.50 each
Renew Checking - monthly fee$ 9.50

ACH, NSF, and Electronic Funds Services Fees

Effective Date: 5/1/2017
DescriptionFee
All fees are subject to change at any time without notice. By signing the Membership Application, you have agreed to the current fees and any changes made in the future.
NSF / Uncollected Items (per item)$30.00
O/D Transfer from Share Acct (per item)$ 5.00
Courtesy Pay (per item)$30.00
Returned ACH Origination (per item)$30.00
Returned Deposit Item (per item)$12.00

Share Savings Account Fees

Effective Date: 5/1/2017
DescriptionFee
All fees are subject to change at any time without notice. By signing the Membership Application, you have agreed to the current fees and any changes made in the future. *Fee waived with an active checking account, money market, CD or loan.
More than 4 withdrawals per month via teller$5.00 per item
Under $100 average monthly balance*$ 9.50 / month
Early withdrawal from Holiday/Vacation Club Account$ 5.00 per transaction

Money Market Account Fees

Effective Date: 5/1/2017
DescriptionFee
All fees are subject to change at any time without notice. By signing the Membership Application, you have agreed to the current fees and any changes made in the future.
More than 3 withdrawals / debits per month, then per withdrawal fee$10.00

General Fees

Effective Date: 5/1/2017
DescriptionFee
All fees are subject to change at any time without notice. By signing the Membership Application, you have agreed to the current fees and any changes made in the future.
Stop Payments$25.00
COPY—Central Credit Union check item$ 5.00
COPY—Checking Account check item (after 3 free/month)$ 5.00
COPY—Statements - per page$ 3.00
E-Statements per cycle
Paper Account Statements per cycle
Free
$ 3.00
Mailed Paper Credit Card Statements
(FREE eStatements available)
Free
More than 2 CCU checks per visit$ 5 per check
Returned Mail$ 5.00
Closed Account (w/in 6 mo. of opening)$10.00
Processing of Levy / Garnishment$100.00
Abandoned Property / Escheat Fee$100.00
Domestic Western Union Service$20.00
Domestic Wire Service$35.00