One of the benefits of a Central Credit Union membership is keeping your costs as low as possible. Don’t wait to get started saving on life’s necessities!

Visa Debit Card Merchant Discounts

Check out the merchant discounts for everyday purchases, vacations, restaurants, car rentals, hotels, and more when you use your Central Credit Union Visa Debit Card. The merchant discounts are arranged by Visa and are subject to change, so check back often.

Check out the current merchant discounts at www.specialoffers.visa.com

Insurance Discounts

Protecting yourself and your family with insurance could make a huge difference in your family’s financial wellness when there is a sudden job loss, illness, accident, or death.

That’s why we’re proud to partner with TruStage® Insurance Agency and The Family Security Plan®.  Our partners’ insurance products have been designed exclusively for credit union members.

No Cost $1000 Coverage- TruStage® AD&D Insurance

As a Central Credit Union member, $1,000 of TruStage Accidental Death and Dismemberment (AD&D) Insurance is available to you at no cost to you. The insurance is fully paid for by Central Credit Union and is underwritten by CMFG Life Insurance Company.

Your no-cost coverage may not be enough in the event of a covered accident. You have the option of choosing additional coverage at affordable rates.

To activate your no-cost coverage and to learn about additional coverage, call 855-612-7910, or visit www.trustage.com.

Home & Auto Insurance

TruStage® Auto and Home Insurance

You could save up to $509* on car insurance. Combine your car and home insurance, and you could save even more. Renters Insurance is also available. Get your free online quote today or call 1-888-380-9287.

GAP Insurance

Member’s Choice® GAP (Guaranteed Asset Protection) Insurance

Save hundreds of dollars when you purchase GAP Insurance at Central Credit Union instead of an auto dealer!

A vehicle's value depreciates rapidly, and sometimes at a faster pace than what you owe on your loan.  After one year, the typical value of a new car is 78%; after 5 years it’s only 45%.*

If your vehicle is stolen, damaged beyond repair, or otherwise declared a total loss, you’re still liable to pay the difference between your loan balance and what the insurance company says your car is worth. Sometimes there can be a “gap” of thousands of dollars.  Purchasing GAP insurance is especially important if your down payment is small when you purchase the car.

To find out more about GAP coverage for your Central Credit Union vehicle loan, call us at 410-828-4500. 

Life Insurance

TruStage® Term Life Insurance

Term Life Insurance is designed to be an affordable safety net for your family in the event of your death. The policy has a “term” to it and protects you for a specified period.  If you die during the term of the policy, it can provide cash for daily living expenses, fund your child’s education, or help make monthly payments.

To find out more, call 855-612-7910 or visit www.trustage.com  *****need CU link

Life insurance rates increase as you age, so there is never a better time than now to get covered.

Even if you have life insurance through your employer, you might want to consider a personal Term or Whole Life Insurance policy. Generally, life insurance policies offered by employers are only in force while you’re employed there. If you leave the company, you may be without coverage.

The Family Security Plan® Whole Life Insurance

Whole Life Insurance provides permanent lifetime protection as long as the premiums are paid. Whole Life Insurance also accumulates a cash value that grows tax-deferred and can be accessed in the form of a loan.

To find out more, call 855-789-4976 or visit www.familysecurityplan.com

Member’s Choice® Credit Life and Credit Disability Insurance

Credit Disability and Credit Life Insurance work in two different way. It can help pay your loan payments if you become disabled due to a covered illness or injury, or in the event your unexpected death, it may help pay off your loan.

To find out more about Credit Life and Credit Disability Insurance for your Central Credit Union loans, call us at 410-828-4500.

Disability Insurance

The Family Security Plan Disability Income Protection

What would happen to your finances if you suddenly couldn't work? A disability can happen to anyone. No one plans on getting too sick or injured to work. Disability Income Protection provides you with a percentage of your earned income. Employer-sponsored programs such as group long term disability and social security benefits may leave you short on income.

Anyone who depends on their income to maintain their lifestyle should consider Disability Income Insurance.

To find out more, call 855-784-2875 or go to www.familysecurityplan.com.

Member’s Choice® Credit Life and Credit Disability Insurance

Credit Disability and Credit Life Insurance work in two different way. It can help pay your loan payments if you become disabled due to a covered illness or injury, or in the event your unexpected death, it may help pay off your loan.

To find out more about Credit Life and Credit Disability Insurance for your Central Credit Union loans, call us at 410-828-4500.

Critical Illness Insurance

The Family Security Plan Critical Illness Insurance

Simply put, critical illnesses cost a lot of money. Even with medical insurance, out of pocket expenses can be astronomical. Critical illnesses can have severe financial and physical consequences.

Upon diagnosis of a covered critical illness, a check is sent directly to you. You can use it to pay for everyday living expenses or out of pocket medical costs.

To find out more, call 855-784-2875 or go towww.familysecurityplan.com.

Accident Insurance

No Cost $240 Per Day Coverage-The Family Security Plan® Private Passenger Accident Insurance

The Private Passenger Accident Insurance Plan pays a covered person $240 each day they are in the hospital due to an accident in a private passenger automobile.

 To find out more, and to activate your coverage, call 855-784-2875 or go to www.familysecurityplan.com.

The Family Security Plan Accident Insurance

After an accident, you may experience lost income or have expenses that aren’t covered by your medical insurance.  Can your finances handle the situation?

Individual Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. It's reassuring to know that your accident policy can be there to assist you through all stages of treatment, from ambulance expenses to emergency treatment to follow up therapy.

In the event of a covered accident, a check will be sent directly to you. The money can be used for everyday living expenses or out of pocket medical costs.

To find out more, call 855-784-2875 or go towww.familysecurityplan.com.

*Insurance products are issued by 3rd party partners of Central Credit Union. Insurance products not insured or guaranteed by NCUA or any agency of the federal government. Insurance products are not issued or guaranteed by Central Credit Union. Exact terms, conditions, and benefits of insurance products are provided by each company issuing the product.