New and Used Auto Loans

  • 24 – 84 Month Terms
  • Can Be Financed Up To 100% of the NADA Value
  • Rates Well Below the National Average
  • Affordable GAP Insurance and Auto Insurance

Walk into the dealership knowing what you can afford and that you’ve got a great rate. Plus, you could also save hundreds on GAP and auto insurance through our partner, TruStage.  

Check Current Rates

Get Pre-Qualified

Auto Loan Refinance

Have a higher rate Auto Loan with another lender? Drop up to 2% when you switch to Central.

You could save money each month and potentially hundreds over the life of your loan.

Auto loan refinancing is only offered on loans currently held with another lender. Some restrictions may apply. Ask for details. Cars and trucks that have a clear title may also be considered for refinancing. Loan approval is subject to creditworthiness and other factors. Rates are subject to change at any time.

Refinance For FREE

Boats, Motorcycles, Recreational Vehicles, and Personal Watercrafts

Recreation, Motorcycle, Boats, and Personal Watercrafts can be financed up to 85% of the NADA Value. The maximum allowable repayment term will be based on the amount borrowed.

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Insurance for Life’s Uncertainties

There’s one thing that’s certain; life can be uncertain. Your family’s financial wellness can be forever changed by a sudden job loss, illness, or accident.

We’re proud to work with several partners who offer our members discounts on a variety of insurance products related to your auto loans and other situations. It’s worth looking to see how much you can save.

Insurance Discounts

Been Turned Down for a Loan?

We care about your financial health. That’s why we partner with GreenPath Financial Wellness to provide our members with one-on-one budget reviews, debt management plans, credit report reviews, housing counseling, and student loan counseling.

Financial Wellness

**Insurance products are issued by 3rd party partners of Central Credit Union. Insurance products not issued, insured, or guaranteed by NCUA, any agency of the federal government, or Central Credit Union. Exact terms, conditions, and benefits of insurance products are provided by each company issuing the product. Discuss the information with the 3rd party issuer before purchasing.