Drive for Less

Walk into the dealership knowing what you can afford. With Central, you’ll be able to find a rate and terms that will work best for your budget. Plus, you could also save hundreds on GAP and auto insurance through our partner, TruStage.  

  • Comfortable terms to match your monthly budget goals from 24 to 84 Months
  • Finance Up To 100% of the NADA Value
  • Our “as low as” rate applies to both New and Pre-Owned vehicles.
  • Affordable GAP Insurance and Auto Insurance

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Get Pre-Qualified

2% Rate Drop* Promotion

Have a higher rate Auto Loan with another lender? Whether you have good credit or not, we can help you Refinance your Auto Loan and save hundreds if not more.

Bad Credit? Don’t worry! We may still be able to save you money. Have you made your last 6 auto payments on time? If so, take advantage of our 2% Rate Drop* Promotion today.

Good Credit? You too may benefit from a Refinance. Lock in our NEW low rate. New or Used Vehicles. Even if you just drove off the lot. YES! That’s right. Lock in a low fixed rate today!

*Other restrictions apply. For details contact a Member Service Representative at 410-828-4500. APR= Annual Percentage Rate. The current lowest available Auto Loan APR is 5.99% APR and is subject to change without notice. Negative equity and other restrictions may apply.
For the 2% Rate Drop* Promotion Loan, your refinanced auto loan at Central Credit Union will mirror your current loan in terms of cosigners and payoff term. Auto loan must currently be financed with another lender to apply for this 2% Rate Drop promotion.

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Refinance For FREE

Insurance for Life’s Uncertainties

There’s one thing that’s certain; life can be uncertain. A sudden job loss, illness, or accident can forever change your family’s financial wellness.

We’re proud to work with several partners who offer our members discounts on various insurance products related to your auto loans and other situations. It’s worth looking to see how much you can save.

Insurance Discounts

Been Turned Down for a Loan?

We care about your financial health. That’s why we partner with GreenPath Financial Wellness to provide our members with one-on-one budget reviews, debt management plans, credit report reviews, housing counseling, and student loan counseling.

Financial Wellness

**Insurance products are issued by 3rd party partners of Central Credit Union. Insurance products not issued, insured, or guaranteed by NCUA, any federal government agency, or Central Credit Union. The exact terms, conditions, and benefits of insurance products are provided by each company issuing the product. Discuss the information with the 3rd party issuer before purchasing.