mastercard program

Don't pay more for your credit cards, pay less. Enjoy a super low, fixe rate and transfer balances.

Balance Transfer   Mastercard Application

In addition to convenience of acceptance at millions of locations worldwide, the safety of Zero Liability protection† against unauthorized purchases, and 24/7 lost or stolen credit card replacement, you will now also benefit from Extended Warranty, Price Protection and Identity Theft Resolution Services.

Our MasterCard Program is split into 3 categories.
  1. Tier 1 MasterCard: the same rates and terms as our old Platinum Visa credit card for members with impeccable credit! Our Tier 1 MasterCard features our lowest rates at just 1.99% for the first 6 months and 9.4% thereafter!

  2. MasterCard: This level matches our old Visa Classic Card with the same low rates (either 12.5% or 17.9%, depending on creditworthiness) and a new platinum color.

  3. Secured MasterCard: the same rates and terms as our old Secured Visa credit card, with a new platinum-hued card! Our Share Secured MasterCard is an excellent way for members without a credit history to start building great credit. Don’t wait to BUILD or REPAIR your credit!
Remember, all our MasterCards feature

No need to risk having your cash lost or stolen, especially if you are on the go or traveling abroad.

Protect your peace of mind--Extended Warranty doubles the original manufacturer’s or store-brand warranty on eligible purchases for up to 12 months when you pay for eligible items with your CCUMD MasterCard.*

Price Protection reimburses you the price difference on eligible items should you find a lower price within 60 days from the date of purchase when you pay with your CCUMD MasterCard.*

Identity Theft Resolution Services help you with credit bureau notification and card replacement should you become the victim of identity theft, not just for your CCUMD MasterCard but for all the cards in your wallet.*

Safer than carrying cash--No need to have your cash lost or stolen. Especially if you are racing around town, stopping in many stores or traveling abroad.

If you have any questions, please contact us at 410-828-4500 or We hope you enjoy your new CCUMD MasterCard and take advantage of its many benefits!

Print out a copy of the MasterCard application and fax it to (410) 337-4905 or call (410) 828-4500 for more information, email us or stop in - click here for directions.

For a copy of the MasterCard Guide to Benefits, click here!

For lost or stolen MasterCards please call our office during regular business hours at 410-828-4500. After business hours, please call 1-888-241-2510.

*Certain terms, conditions, and exclusions apply. Contact your issuing financial institution for complete coverage terms or call 1-800-MC-ASSIST (1-800-622-7747) for assistance. Valid for CCUMD MasterCard.

Upgrade to Card Fraud Detection and Notification System
As part of our continuing effort to bring the best technology and service to our members, we have upgraded our Fraud Detection and Notification System. The new system will provide more immediate attention to notify our members faster when fraud is suspected. The notification portion of the system includes a state-of-the-art automated assistant to help our members review transactions and confirm their card spending activity.

If you receive a notification call from our automated assistant, whom we have nick-named Jill, please work with her to answer questions regarding recent card activity. Please rest assured that our Card Member Security team that provides fraud alert management is monitoring 24 hours per day, 7 days per week.

If suspicious transactions are identified as fraudulent, calls will be transferred to our outstanding member support team at Card Member Security to help you take the necessary precautions to protect your cards and related accounts. If the recent activity is legitimate, members will be able to close the case with the phone attendant using their touch-tone phone.