If you already have at least $2500 in savings and plan to add to it, you might want to consider a money market account. It’s a great way to increase your earning power and still have some access to your money. The more you have in your account, the higher the interest rate.

Open an Account (PDF)

Higher Balances = Higher Dividends

The money market account interest rate tiers are as follows:

  • $2,500-$9,999.99
  • $10,000-$59,999.99
  • $60,000 and up

Money Market Account Features

  • A minimum of $2500 is required to open the account and to earn interest.
  • Interest is compounded daily and credited monthly.
  • Unlimited deposits.
  • Withdrawal ability.*
  • Account access through online and mobile banking, ATMs, branch, and the 24-hour Automated Telephone Teller.

Money Market Rates

Effective as of April 25, 2019
TierDividend RateAPY*
*APY = Annual Percentage Yield. Fees could reduce the earnings on these accounts. Rates are subject to change at any time. Please contact the credit union to verify the most current rates.
$2,500-9999.99.20%0.200%
$10,000-59,999.990.25%0.250%
$60,000 and over0.30%0.300%

Account Limitations: Federal Reserve Board Regulation D limits withdrawals and transfers to no more than six preauthorized, automatic, or telephone transfers from this account to another account of yours or to a third party per month. Online/ mobile banking transfers or bill payments, and transactions made by debit card or a check to a third party are included in the Reg D limits. Withdrawals and transfers are not limited when made in person at a branch, ATM, or by mail.