Sometimes it’s a good idea to put your money where you won’t be tempted to withdraw it unless it’s necessary. A Certificate of Deposit (CD) is a great account for long term, more permanent savings. We offer CD terms from 1 to 3 years and an account can be opened for as little as $500.

Open a Certificate of Deposit (PDF)

Certificate Account Features

  • A minimum of only $500 is required to open a CD.
  • Interest is compounded daily and credited monthly.
  • Your choice of a 1 year, 2 year, or 3-year CD. The longer the term, the higher the interest rate.
  • You can let your CD automatically renew at maturity or withdraw the money
  • There is a penalty for early withdrawal.

Certificate of Deposit Rates

Effective as of March 5, 2024
Term & TypeDividend RateAPY*Min Deposit
1 Year3%3.045%$500
2 Years2.5%2.531%$500
3 Years2.0%2.020%$500
*APY = Annual Percentage Yield. Fees could reduce the earnings on these accounts. Rates are subject to change at any time. Please contact the credit union to verify the most current rates.