Privacy

Central Credit Union of Maryland Privacy Notice

Central Credit Union of Maryland is committed to protecting your personal information. We are required by law to make this privacy notice available to you. It describes the information we collect and disclose, including the parties who collect nonpublic information from us as we conduct the business of the credit union.

This website may contain links to other websites. Central Credit Union is not responsible for the privacy practices or the content of those sites. Please refer to the privacy policy statement on those sites for further information.

Information we collect about you that we may disclose includes:

• Information we receive from you on applications or other forms
• Information about your transactions with us or others
• Information we receive from a credit reporting agency
• Information obtained when verifying the information you have provided. This may be obtained from current or past employers or from other institutions where you conduct financial transactions

We may disclose nonpublic personal information about you to financial companies, such as insurance companies and mortgage service companies, and non-financial companies, such as consumer reporting agencies.

Disclosure of Information to Parties That Provide Services to Us
We never sell information to outside parties. We only work with companies who agree to maintain strong confidentiality protections and the information we provide is used only for credit union business. We may disclose all of the information we collect to companies that perform services on our behalf or with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, and follow your instructions as you authorize or protect the security of our financial records.

Disclosure of Information about Former Members
If you decide to terminate your membership with the credit union, we will not share information we have collected about you, except as may be permitted or required by law.

How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

What Members Can Do To Help

• Protect your account numbers, PINs (personal identification numbers) and passwords.
• Always use caution when disclosing your account numbers, social security numbers, etc. to other persons.
• If we detect potentially fraudulent or unauthorized use of an account, we will attempt to contact you immediately. If your address or phone numbers change, please let us know.