Central Checking

We offer two types of Checking Accounts:

1. CENTRALchecking
You work hard for the money you keep in your checking account, you don't need to pay a fee to keep it there.

• Access to over 32,000 Fee-Free ATMs using your Visa debit card!  Just use any Allpoint ATM (type in your zip code above to find the nearest ATMs).
• No fees (Except for the price of your checks.)
• No minimum balance requirements
• No maintenance fees
• Free Visa Debit Card (See below)
• Access to funds through ATMs, Direct Deposit, Payroll Deduction, Visa Debit card, CARE: 24-hour telephone teller and CENTRALnet Internet Banking.

Courtesy Pay:
If you accidentally overdraw your CENTRAL Checking account via check or automatic debit (ACH), Central Credit Union may pay that check for you! Courtesy Pay is conveniently tied to your CENTRALchecking account!

• Saves you the expense and embarrassment of having checks returned unpaid.
• Courtesy Pay provides eligible members the security of knowing their overdrafts will be paid and the additional merchant fee will be avoided.
• Courtesy Pay has NO MONTHLY FEES and you only pay for it when you need it!

2. Fresh Start checking
Have you had problems with your checking accounts in the past? If so, ask about Fresh Start checking…it’s a way to get back on track! (410) 828-4500 - Call today!

Visa Debit Cards:
Visa Debit Cards can be used just like your credit card, anywhere Visa is accepted - with one big difference; each charge is automatically deducted from your CENTRALchecking account. Use it instead of checks to buy groceries, gasoline or anything else!

• Use wherever Visa is accepted (practically everywhere!)
• No Personal Identification Number (PIN) required if you choose the "credit" option - just sign as you would for a credit transaction
• Doubles as an ATM Card for cash withdrawals (PIN required)
• Funds are deducted from your CENTRALchecking account
• It's FREE -ask us and get one today!