CDs & IRAs

CENTRAL CDs and IRA CDs (Share Certificates)
We offer some of the best CD rates around! By agreeing to "lock-in" your funds for a specific period of time, you'll enjoy a higher yielding account! CENTRAL CDs are a great way to save for the future, whether it's 1 year from now or 3 years from now!

• Open a CENTRAL CD with just $500
• Select a term of 1, 2 or 3 years
• Use for both regular savings and IRA savings

Individual Retirement Accounts (IRAs)
Central offers Traditional IRAs, Roth IRAs and Education IRAs to fit all of your financial planning needs. IRAs are a great way to save for retirement, your children’s college education or for the future in general. There are also some tax break incentives for contributing to certain IRAs. Consult your tax advisor for any tax-related questions.