New & Used Purchases:
Enjoy the benefit of the SAME LOW RATES for both new AND used vehicle purchases! Our rates are the lowest in our history, so now’s the time to get your loan at Central! We also offer convenient AUTO LOAN PREAPPROVALS so you’re prepared with credit union financing before you shop! Apply Now!

Refinancing from other financial institutions:
Did you finance your auto at the dealer or through another financial institution? You may be paying WAY TOO MUCH! Bring your auto loan to Central Credit Union and you could be paying less every month! Refinancing is EASY and FAST. Apply Now!

Auto buying assistance programs:
Save up to $2000 before you buy! Just call MVCP for a FREE, NO OBLIGATION, HAGGLE-FREE, certified price quote from select area dealers. For full details, click on this link.

GAP Insurance:
If your vehicle is stolen or declared an insured total loss from an accident, GAP Insurance can cover the “gap” between what your insurance will cover and what you owe on the vehicle. Central offers this benefit at half the cost of what auto dealerships charge.

0% Dealer Financing Costs More!

• It’s true! Taking the manufacturer’s rebate and going with credit union financing will actually cost you LESS!
• 0% APR Approval is Rare: If you don’t qualify for 0% financing (spotless credit only), you may pay a higher rate. These offers may be for a short-term loan only (making your monthly payments HUGE!), require a larger down payment, or may only be offered on specific models.
• YOUR BEST BET—Manufacturer’s or Dealer’s Rebate Offers:
  Many current rebates are as much as $4000! This choice makes sense if you finance with Central Credit Union. See how this can beat 0% financing in the chart* below:

*All numbers are approximates. Your loan may be different.

Print out the loan application and fax it to (410) 337-4905 or call (410) 828-4500 for more information, email us or stop in - click here for directions.